@import "https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap";._footer_506ac_1{--f-surface:#fff;--f-ink:#101828;--f-soft:#475467;--f-quiet:#7a8798;--f-line:#dce6ec;--f-blue:#0ba9e8;--f-blue-dark:#078cc4;background:var(--f-surface);border-top:1px solid var(--f-line);color:var(--f-ink);font-family:Inter,Arial,sans-serif}._footer_506ac_1 a{color:inherit;text-decoration:none}._inner_506ac_21{grid-template-columns:minmax(0,1.6fr) repeat(2,minmax(0,1fr));gap:40px;width:min(1180px,100% - 48px);margin:0 auto;padding:56px 0 32px;display:grid}._brandBlock_506ac_30{flex-direction:column;gap:14px;max-width:340px;display:flex}._brand_506ac_30{letter-spacing:-.01em;align-items:center;gap:10px;font-family:Manrope,Inter,sans-serif;font-size:15px;font-weight:800;display:inline-flex}._brandMark_506ac_47{background:var(--f-blue);color:#fff;border-radius:9px;place-items:center;width:30px;height:30px;font-size:14px;font-weight:800;display:grid}._brandBlock_506ac_30 p{color:var(--f-soft);margin:0;font-size:13px;line-height:1.6}._column_506ac_66 h2{letter-spacing:.06em;text-transform:uppercase;color:var(--f-quiet);margin:0 0 14px;font-family:Manrope,Inter,sans-serif;font-size:12px;font-weight:700}._column_506ac_66 ul{flex-direction:column;gap:10px;margin:0;padding:0;list-style:none;display:flex}._column_506ac_66 a{color:var(--f-soft);font-size:13px;transition:color .18s}._column_506ac_66 a:hover{color:var(--f-blue-dark)}._column_506ac_66 a:focus-visible,._brand_506ac_30:focus-visible{outline:2px solid var(--f-blue);outline-offset:3px;border-radius:4px}._bottom_506ac_102{border-top:1px solid var(--f-line)}._bottomInner_506ac_106{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;width:min(1180px,100% - 48px);margin:0 auto;padding:22px 0 32px;display:flex}._bottomInner_506ac_106 p{color:var(--f-quiet);margin:0;font-size:12px;line-height:1.6}._disclaimer_506ac_124{max-width:720px}@media (width<=960px){._inner_506ac_21{grid-template-columns:repeat(2,minmax(0,1fr));gap:32px}._brandBlock_506ac_30{grid-column:1/-1}}@media (width<=560px){._inner_506ac_21{grid-template-columns:minmax(0,1fr);padding:40px 0 24px}}._page_1kdnt_3{--canvas:#f7fafc;--surface:#fff;--muted:#edf7fb;--ink:#101828;--soft:#475467;--quiet:#7a8798;--line:#dce6ec;--blue:#0ba9e8;--blue-dark:#078cc4;--blue-pale:#e4f7fe;--coral:#ff744f;background:var(--canvas);min-height:100vh;color:var(--ink);font-family:Inter,Arial,sans-serif}._page_1kdnt_3 *{box-sizing:border-box}._page_1kdnt_3 h1,._page_1kdnt_3 h2,._page_1kdnt_3 p{margin:0}._page_1kdnt_3 h1,._page_1kdnt_3 h2{font-family:Manrope,Inter,sans-serif}._page_1kdnt_3 a{color:inherit;text-decoration:none}._header_1kdnt_4{justify-content:space-between;align-items:center;gap:28px;width:min(1180px,100% - 48px);height:92px;margin:auto;display:flex}._brand_1kdnt_4{letter-spacing:-.04em;white-space:nowrap;align-items:center;gap:10px;font:700 15px/1 Manrope,sans-serif;display:inline-flex}._brandMark_1kdnt_4{background:var(--ink);color:#fff;border-radius:9px;place-items:center;width:30px;height:30px;font-size:15px;display:grid}._header_1kdnt_4 nav{color:var(--soft);gap:29px;font-size:13px;display:flex}._header_1kdnt_4 nav a:hover,._footer_1kdnt_4 a:hover{color:var(--blue-dark)}._headerCta_1kdnt_4{border:1px solid var(--line);background:#fff;border-radius:11px;padding:12px 16px;font-size:12px;font-weight:700}._headerCta_1kdnt_4:hover{border-color:var(--blue);color:var(--blue-dark)}._hero_1kdnt_5{text-align:center;width:min(920px,100% - 48px);margin:auto;padding:74px 0 58px;position:relative}._hero_1kdnt_5:before{content:"";z-index:0;background:radial-gradient(circle,#62d7ff47,#0000 69%);border-radius:50%;width:760px;height:470px;position:absolute;top:-140px;left:50%;transform:translate(-50%)}._hero_1kdnt_5>*{z-index:1;position:relative}._eyebrow_1kdnt_5{color:#4f6876;letter-spacing:.125em;text-transform:uppercase;align-items:center;gap:8px;font-size:11px;font-weight:700;display:flex}._eyebrow_1kdnt_5 span{background:var(--blue);border-radius:50%;width:7px;height:7px;box-shadow:0 0 0 4px #0ba9e81f}._hero_1kdnt_5 ._eyebrow_1kdnt_5{justify-content:center}._hero_1kdnt_5 h1{letter-spacing:-.07em;max-width:850px;margin:18px auto 0;font-size:clamp(43px,5.5vw,71px);font-weight:800;line-height:1.01}._hero_1kdnt_5 h1 em,._methodSection_1kdnt_5 h2 em,._cta_1kdnt_5 h2 em{color:var(--blue);font-style:normal}._hero_1kdnt_5>p:last-child{max-width:650px;color:var(--soft);margin:23px auto 0;font-size:16px;line-height:1.65}._calculator_1kdnt_6{border:1px solid var(--line);background:#fff;border-radius:21px;grid-template-columns:1.08fr .92fr;width:min(1180px,100% - 48px);margin:0 auto;display:grid;overflow:hidden;box-shadow:0 22px 65px #25576a1a}._inputPanel_1kdnt_6{padding:32px}._panelHeading_1kdnt_6,._resultTop_1kdnt_6{align-items:flex-start;gap:13px;display:flex}._panelHeading_1kdnt_6>span,._resultTop_1kdnt_6>span{background:var(--blue-pale);width:30px;height:30px;color:var(--blue-dark);border-radius:9px;flex:none;place-items:center;font-size:11px;font-weight:800;display:grid}._panelHeading_1kdnt_6 h2{letter-spacing:-.05em;font-size:22px}._panelHeading_1kdnt_6 p{color:var(--quiet);margin-top:4px;font-size:12px;line-height:1.5}._fieldGrid_1kdnt_6{grid-template-columns:1fr 1fr;gap:26px 20px;margin-top:35px;display:grid}._field_1kdnt_6{display:block}._fieldLabel_1kdnt_6{color:var(--ink);font-size:12px;font-weight:700;display:block}._fieldLabel_1kdnt_6 small{color:var(--quiet);margin-top:4px;font-size:10px;font-weight:400;display:block}._inputWrap_1kdnt_6{border:1px solid var(--line);background:#fff;border-radius:9px;align-items:center;height:43px;margin-top:11px;display:flex;position:relative;overflow:hidden}._inputWrap_1kdnt_6:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px #0ba9e821}._inputWrap_1kdnt_6 input{width:100%;height:100%;color:var(--ink);background:0 0;border:0;outline:0;padding:0 11px;font:600 14px Inter,sans-serif}._inputWrap_1kdnt_6 i,._inputWrap_1kdnt_6 b{color:var(--quiet);padding:0 0 0 11px;font-size:13px;font-style:normal}._inputWrap_1kdnt_6 b{padding:0 11px 0 0;font-weight:500}._range_1kdnt_6{width:100%;height:4px;accent-color:var(--blue);cursor:pointer;margin:15px 0 0}._resetButton_1kdnt_6{color:var(--soft);text-underline-offset:4px;cursor:pointer;background:0 0;border:0;margin-top:35px;padding:0;font:600 11px Inter,sans-serif;text-decoration:underline}._resetButton_1kdnt_6:hover{color:var(--blue-dark)}._resultPanel_1kdnt_7{background:var(--ink);color:#fff;padding:32px}._resultTop_1kdnt_6{align-items:center}._resultTop_1kdnt_6>span{color:#c5efff;background:#ffffff1f}._resultTop_1kdnt_6 p{color:#fff;font-size:13px;font-weight:700}._resultTop_1kdnt_6 i{color:#b0c6ce;letter-spacing:.08em;text-transform:uppercase;margin-left:auto;font-size:9px;font-style:normal;font-weight:700}._resultLabel_1kdnt_7{color:#b8cad1;margin-top:45px;font-size:11px;font-weight:600}._primaryResult_1kdnt_7{color:#b9efff;letter-spacing:-.07em;margin-top:5px;font:800 clamp(45px,5vw,65px)/1 Manrope,sans-serif;display:block}._resultSub_1kdnt_7{color:#c4d1d6;margin-top:14px;font-size:12px;line-height:1.55}._resultSub_1kdnt_7 b{color:#fff}._scenarios_1kdnt_7{gap:8px;margin-top:29px;display:grid}._scenarios_1kdnt_7>div{border:1px solid #ffffff24;border-radius:10px;grid-template-columns:1fr auto;gap:4px 12px;padding:12px;display:grid}._scenarios_1kdnt_7 span{color:#b4c5cc;font-size:10px}._scenarios_1kdnt_7 b{color:#fff;font-size:14px}._scenarios_1kdnt_7 small{color:#7f9aa5;grid-column:1/-1;font-size:9px}._scenarios_1kdnt_7 ._expected_1kdnt_7{background:#0ba9e81f;border-color:#0ba9e899}._scenarios_1kdnt_7 ._expected_1kdnt_7 span,._scenarios_1kdnt_7 ._expected_1kdnt_7 small{color:#a9eaff}._annual_1kdnt_7{border-top:1px solid #ffffff29;justify-content:space-between;align-items:center;gap:16px;margin-top:23px;padding-top:19px;display:flex}._annual_1kdnt_7 span{color:#b4c5cc;max-width:180px;font-size:10px;line-height:1.45}._annual_1kdnt_7 b{color:#fff;letter-spacing:-.05em;font:700 18px Manrope,sans-serif}._insights_1kdnt_8{grid-template-columns:repeat(3,1fr);gap:15px;width:min(1180px,100% - 48px);margin:17px auto 0;display:grid}._insights_1kdnt_8 article{border:1px solid var(--line);background:#fff;border-radius:15px;min-height:149px;padding:21px}._insights_1kdnt_8 span{color:var(--quiet);text-transform:uppercase;letter-spacing:.07em;font-size:10px;font-weight:700}._insights_1kdnt_8 strong{color:var(--ink);letter-spacing:-.055em;margin-top:14px;font:800 27px Manrope,sans-serif;display:block}._insights_1kdnt_8 article:last-child strong{color:var(--blue-dark);font-size:20px}._insights_1kdnt_8 p{color:var(--soft);margin-top:8px;font-size:11px;line-height:1.55}._methodSection_1kdnt_5,._assumptions_1kdnt_9{grid-template-columns:.85fr 1.15fr;align-items:center;gap:9%;width:min(1180px,100% - 48px);margin:0 auto;padding:125px 0;display:grid}._methodSection_1kdnt_5 h2,._assumptions_1kdnt_9 h2,._cta_1kdnt_5 h2{letter-spacing:-.065em;margin-top:15px;font-size:clamp(34px,4vw,51px);font-weight:800;line-height:1.07}._formulaCard_1kdnt_9{background:var(--blue-pale);border:1px solid #a8e0f5;border-radius:17px;padding:27px}._formulaCard_1kdnt_9>p:first-child{color:#4f6876;text-transform:uppercase;letter-spacing:.08em;font-size:11px;font-weight:700}._formulaCard_1kdnt_9>strong{letter-spacing:-.045em;margin:21px 0;font:700 24px/1.42 Manrope,sans-serif;display:block}._formulaCard_1kdnt_9 strong i{color:var(--blue-dark);font-style:normal}._formulaCard_1kdnt_9>div{flex-wrap:wrap;align-items:center;gap:8px;display:flex}._formulaCard_1kdnt_9>div span{color:var(--soft);background:#ffffffad;border-radius:7px;padding:8px 10px;font-size:11px;font-weight:600}._formulaCard_1kdnt_9>div b{color:var(--blue-dark)}._formulaResult_1kdnt_9{color:var(--ink);letter-spacing:-.04em;font:800 22px Manrope,sans-serif;margin-top:22px!important}._assumptions_1kdnt_9{background:var(--muted);width:100%;padding:115px max(24px,50% - 590px)}._assumptionList_1kdnt_10{gap:8px;display:grid}._assumptionList_1kdnt_10 details{background:#ffffffd1;border:1px solid #d7e8ef;border-radius:12px}._assumptionList_1kdnt_10 summary{color:var(--ink);cursor:pointer;justify-content:space-between;padding:18px;font-size:13px;font-weight:700;list-style:none;display:flex}._assumptionList_1kdnt_10 summary::-webkit-details-marker{display:none}._assumptionList_1kdnt_10 summary b{color:var(--blue-dark);font-size:17px}._assumptionList_1kdnt_10 details[open] summary b{transform:rotate(45deg)}._assumptionList_1kdnt_10 p{color:var(--soft);padding:0 18px 19px;font-size:12px;line-height:1.62}._cta_1kdnt_5{text-align:center;background:#fff;padding:121px 24px;position:relative;overflow:hidden}._cta_1kdnt_5:before{content:"";background:radial-gradient(circle,#0ba9e830,#0000 68%);border-radius:50%;width:700px;height:520px;position:absolute;top:-240px;left:50%;transform:translate(-50%)}._cta_1kdnt_5>*{z-index:1;position:relative}._cta_1kdnt_5 ._eyebrow_1kdnt_5{justify-content:center}._cta_1kdnt_5 h2{max-width:710px;margin-left:auto;margin-right:auto}._cta_1kdnt_5>p:not(._eyebrow_1kdnt_5){max-width:590px;color:var(--soft);margin:19px auto 28px;font-size:16px;line-height:1.62}._primaryButton_1kdnt_11{background:var(--blue);border-radius:12px;align-items:center;min-height:51px;padding:0 21px;font-size:14px;font-weight:700;display:inline-flex;box-shadow:0 14px 25px #0ba9e83d;color:#fff!important}._primaryButton_1kdnt_11:hover{background:var(--blue-dark)}._primaryButton_1kdnt_11 b{margin-left:12px;font-size:19px;font-weight:400}._footer_1kdnt_4{width:min(1180px,100% - 48px);min-height:105px;color:var(--quiet);justify-content:space-between;align-items:center;gap:20px;margin:auto;font-size:11px;display:flex}@media (width<=760px){._header_1kdnt_4{width:calc(100% - 36px);height:74px}._header_1kdnt_4 nav{display:none}._headerCta_1kdnt_4{padding:10px 11px;font-size:10px}._hero_1kdnt_5{width:calc(100% - 36px);padding:58px 0 39px}._hero_1kdnt_5 h1{font-size:45px}._hero_1kdnt_5>p:last-child{font-size:15px}._calculator_1kdnt_6{grid-template-columns:1fr;width:calc(100% - 36px)}._inputPanel_1kdnt_6,._resultPanel_1kdnt_7{padding:23px}._fieldGrid_1kdnt_6{grid-template-columns:1fr;gap:21px;margin-top:28px}._resultLabel_1kdnt_7{margin-top:33px}._insights_1kdnt_8{grid-template-columns:1fr;width:calc(100% - 36px)}._methodSection_1kdnt_5,._assumptions_1kdnt_9{grid-template-columns:1fr;gap:39px;width:calc(100% - 36px);padding:78px 0}._methodSection_1kdnt_5 h2,._assumptions_1kdnt_9 h2,._cta_1kdnt_5 h2{font-size:36px}._formulaCard_1kdnt_9>strong{font-size:21px}._assumptions_1kdnt_9{width:100%;padding:78px 18px}._assumptions_1kdnt_9>div:first-child,._assumptionList_1kdnt_10{width:100%}._cta_1kdnt_5{padding:82px 18px}._footer_1kdnt_4{flex-wrap:wrap;align-content:center;width:calc(100% - 36px);min-height:135px}._footer_1kdnt_4>span{order:3;width:100%}}._stepCard_t45dr_1{border:1px solid var(--line);background:var(--surface);border-radius:26px;grid-template-columns:1.08fr .92fr;gap:0;width:min(1180px,100% - 48px);margin:0 auto;display:grid;overflow:hidden;box-shadow:0 24px 60px #10182812}._stepPane_t45dr_16{padding:34px 36px 30px}._progress_t45dr_20{align-items:center;gap:14px;margin-bottom:24px;display:flex}._progressTrack_t45dr_27{background:#e6eef3;border-radius:999px;flex:1;height:5px;overflow:hidden}._progressFill_t45dr_35{background:var(--blue);border-radius:999px;height:100%;transition:width .3s cubic-bezier(.2,.8,.2,1)}._progressLabel_t45dr_42{color:var(--quiet);font-variant-numeric:tabular-nums;white-space:nowrap;font-size:12px}._stepPane_t45dr_16 h2{letter-spacing:-.01em;margin:0 0 8px;font-family:Manrope,Inter,sans-serif;font-size:clamp(21px,2.4vw,27px);line-height:1.2}._stepSupporting_t45dr_57{color:var(--soft);margin:0 0 22px;font-size:14px;line-height:1.6}._bands_t45dr_64{flex-direction:column;gap:9px;display:flex}._band_t45dr_64{border:1px solid var(--line);width:100%;color:inherit;text-align:left;cursor:pointer;background:#fff;border-radius:13px;flex-direction:column;gap:2px;padding:14px 16px;font-size:14.5px;font-weight:600;transition:border-color .18s,background .18s;display:flex}._band_t45dr_64:hover{border-color:var(--blue);background:var(--blue-pale)}._band_t45dr_64 small{color:var(--soft);font-size:12.5px;font-weight:400}._bandSelected_t45dr_98{border-color:var(--blue);background:var(--blue-pale)}._exact_t45dr_103{border-top:1px dashed var(--line);margin-top:18px;padding-top:18px}._exact_t45dr_103 summary{color:var(--quiet);cursor:pointer;font-size:12.5px;list-style:none}._exact_t45dr_103 summary::-webkit-details-marker{display:none}._exact_t45dr_103 summary:hover{color:var(--blue-dark)}._exactRow_t45dr_124{gap:9px;margin-top:12px;display:flex}._exactRow_t45dr_124 label{border:1px solid var(--line);background:#fff;border-radius:12px;flex:1;align-items:center;gap:6px;padding:0 13px;display:flex}._exactRow_t45dr_124 i{color:var(--quiet);font-size:14px;font-style:normal}._exactRow_t45dr_124 input{min-width:0;color:inherit;background:0 0;border:0;flex:1;padding:13px 0;font-size:14.5px}._exactRow_t45dr_124 input:focus{outline:none}._stepFooter_t45dr_161{align-items:center;gap:14px;margin-top:20px;display:flex}._back_t45dr_168{color:var(--quiet);cursor:pointer;text-underline-offset:3px;background:0 0;border:0;padding:6px 0;font-size:13px;text-decoration:underline}._back_t45dr_168:hover{color:var(--blue-dark)}._nextButton_t45dr_183{background:var(--blue);color:var(--ink);cursor:pointer;border:0;border-radius:12px;padding:12px 20px;font-size:13.5px;font-weight:700}._nextButton_t45dr_183:hover{background:var(--blue-dark)}._rail_t45dr_199{border-left:1px solid var(--line);background:linear-gradient(165deg,#f4fbfe 0%,#e9f7fd 100%);padding:34px 34px 30px}._railPending_t45dr_205{color:var(--quiet);font-size:13.5px;line-height:1.6}._railLabel_t45dr_211{color:var(--soft);letter-spacing:.05em;text-transform:uppercase;margin:0 0 6px;font-size:12px;font-weight:700}._railHeadline_t45dr_220{letter-spacing:-.03em;color:var(--blue-dark);margin:0 0 6px;font-family:Manrope,Inter,sans-serif;font-size:clamp(34px,4.6vw,48px);line-height:1}._railSub_t45dr_229{color:var(--soft);margin:0 0 20px;font-size:13.5px;line-height:1.6}._railRows_t45dr_236{flex-direction:column;gap:8px;margin-bottom:18px;display:flex}._railRow_t45dr_236{background:#ffffffb8;border:1px solid #d5ecf6;border-radius:12px;justify-content:space-between;align-items:baseline;gap:12px;padding:11px 14px;font-size:13.5px;display:flex}._railRow_t45dr_236 b{font-size:15px}._railRowExpected_t45dr_259{border-color:var(--blue);background:#fff}._railAnnual_t45dr_264{color:var(--soft);border-top:1px solid #d5ecf6;justify-content:space-between;align-items:baseline;gap:12px;padding-top:14px;font-size:13px;display:flex}._railAnnual_t45dr_264 b{color:var(--ink);font-family:Manrope,Inter,sans-serif;font-size:21px}._refine_t45dr_281{margin-top:18px}._refine_t45dr_281 summary{color:var(--quiet);cursor:pointer;font-size:12.5px;list-style:none}._refine_t45dr_281 summary::-webkit-details-marker{display:none}._refineBody_t45dr_296{flex-direction:column;gap:14px;margin-top:14px;display:flex}._refineField_t45dr_303{color:var(--soft);flex-direction:column;gap:5px;font-size:12.5px;display:flex}._refineField_t45dr_303 span{justify-content:space-between;gap:10px;display:flex}._restart_t45dr_317{color:var(--quiet);cursor:pointer;text-underline-offset:3px;background:0 0;border:0;margin-top:16px;padding:6px 0;font-size:12.5px;text-decoration:underline}._restart_t45dr_317:hover{color:var(--blue-dark)}@media (prefers-reduced-motion:reduce){._progressFill_t45dr_35{transition:none}}@media (width<=760px){._stepCard_t45dr_1{grid-template-columns:minmax(0,1fr);width:calc(100% - 36px)}._rail_t45dr_199{border-left:0;border-top:1px solid var(--line)}._stepPane_t45dr_16,._rail_t45dr_199{padding:26px 23px 24px}}